One of the most important ways car accident lawyers help you overcome your losses is by getting the financial compensation you may be eligible for after sustaining a physical injury or significant property damage in a crash.
A car wreck can disrupt your life by causing a serious, permanent injury or by causing the death of your loved one. However, just because a crash caused traumatic losses does not mean an insurance company or the at-fault driver will automatically pay you for those damages.
Car accident lawyers know how to negotiate claims to get insurance companies to pay full and fair compensation. For the most part, auto insurers are out to save as much money as possible. When an insurer delays or denies an insurance claim or refuses to offer a higher settlement amount, an attorney can take the next step by filing a lawsuit and challenging those actions in court.
If you were in a car accident and suffered significant financial losses, the Law Offices of Ogle, Elrod & Baril, PLLC, may be able to help you recover compensation. Call us today at 865-546-1111 to schedule a free legal consultation with one of our car accident lawyers. Our firm has helped many Tennessee accident victims recover compensation for medical expenses, lost wages, pain and suffering, and other damages.
How Will a Lawyer Get Me Maximum Compensation?
As legal advocates, car accident lawyers fight for the most compensation possible for their clients. It is every lawyer’s goal to make sure their clients win enough money to take care of their present and future medical expenses.
Car crash victims who sustain severe traumatic brain injuries, paraplegia, or spinal cord damage, for example, almost always face tremendous financial and physical losses. Some are never able to work or care for themselves again. If you suffer a serious injury in a crash, your lawyer will take your long-term costs and care needs into account when they determine how much your claim is worth.
An attorney can prove these expenses by collecting documentation of the costs you have already paid, as well as medical testimony and other evidence of the expenses you are likely to face in the future. Car accident lawyers will bring this information to the table when negotiating with auto insurers, or present this information to a court if the case goes to trial.
How Can an Attorney Hold the Negligent Parties Responsible?
You cannot receive the compensation needed to overcome your financial losses unless you can prove that someone else’s negligence or carelessness caused your accident and your injuries. Tennessee is a “fault” state, which means the person responsible for causing a car accident pays for damages that result. That is why determining who was at fault for your crash is a crucial part of recovering compensation for your losses.
To win compensation, your lawyer must prove the following:
- The at-fault party owed a duty to other motorists to drive safely;
- They breached that duty;
- Their breach caused an accident; and
- You suffered damages because of the crash.
Your attorney can also collect compelling evidence to prove negligence on the part of the at-fault driver. To do this, they might collect evidence that includes:
- A police report that assigns fault for the accident;
- A medical report that details the severity of your injuries;
- Surveillance or traffic camera video of the accident;
- Eyewitness testimony; and
- Photographs of the accident scene.
These are just a few examples of the type of information and documentation that car accident lawyers obtain as proof to satisfy the negligence requirement.
What If the Insurance Company Offers a Low Settlement?
Auto insurers—including your own—try to pay out as little money as possible for claims. Attorneys know what type of tactics insurance companies use to defend policyholders and save money. Insurers typically dispute certain aspects of injury claims and allege a claimant does not have sufficient proof to support their case.
Your attorney can keep these tactics in mind as they build your case, making it more difficult for an insurance company to deny a legitimate claim. Your lawyer can also negotiate directly with the insurer to get you a fair settlement for your losses. If negotiations fail, your attorney can file a lawsuit and take your case to court.
How Can I Talk to a Car Accident Lawyer in Tennessee?
At the Law Offices of Ogle, Elrod & Baril, PLLC, we dedicate ourselves to helping injury accident victims recover the compensation they deserve. Our attorneys work on a contingency basis. That means you do not pay us unless we receive a favorable outcome for your case. Call us today at 865-546-1111 to schedule a free legal consultation.